I am considering having an inventory (it is probably going to be between 5,000 and 20,000 dollars). Now I am in the early preparation stage.

I don't want to talk to my insurance agent for the moment because I need clear and transparent answers in order to prepare my budget. I need to understand how the system works before going out and asking for quotes to insurance companies. I hope you understand I am getting ready before starting the process.

I look forward to your replies.