For me some of my customers are paying with a credit card which gets directly deposited into my business account and others are paying me by check. I've been trying to pay all the bills with the checks and leave the credit card payments in the bank for business use.

Very unscientific I know, but at the moment it seems to be working. There are some things I'd really like to purchase for my business which I think will be critical to making it successful so I'm doing what I can to build up the cash for the purchase sooner rather than later.

If it means a few less nights out on the town and a few less pizzas delivered to my front door I'm fine with that.